FeaturedOpinion

Towards a mandatory personal contribution for the borrower?

Often considered optional, the personal contribution remains a criterion facilitating the obtaining of a mortgage. The Bank of France would like to put in place a cap on the loan-to-value ratio (LTV) to secure borrowings. This would make it possible to exclude the least solvent households and avoid real estate speculation. A financial guarantee for the lender Equity from the savings of…
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FeaturedOpinion

Overview of animal insurance

Animal insurance has a bright future ahead of it according to the latest figures. France is a country of domestication. 60 million friends This is undoubtedly one of the characteristics of the French, they love animals. They love to breed dogs and cats. And for…
FeaturedOpinion

Choose your loan for financing your car

Nowadays, it is possible to find a low car loan in an easier way. Just search among the offers online. And yet, it is clear that all offers are not equivalent. You have to get help from a dedicated site to get your hands on the best offer more easily. In this sense, dedicated platforms like CreditVehicule.fr have been designed to make tasks much simpler. However, there are still a few…
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FeaturedOpinion

Savings on insurance with video surveillance

Safety is essential in a home. The establishment of a video surveillance system can discourage thieves. It allows you to feel more serene and secure in your home. One of the advantages offered by this kind of monitoring system is the ability to pay less on home…
FeaturedOpinion

How to maintain your windshield wipers?

Very sensitive to wear and quickly worn by the sun, wiper blades are very fragile. Therefore, they should be maintained regularly to keep them in good condition. Indeed, these elements are very important to guarantee a high level of road safety and there is no point in taking out good glass breakage insurance if, on the other hand, we do not maintain our wipers! When the wiper blades…
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FeaturedOpinion

The essentials to remember about life insurance

A financial investment highly appreciated by the French, life insurance is aimed at all individuals who wish to save and grow their capital for the realization of a specific project. At the end of the contract, the insured can thus recover his funds (with…
FeaturedOpinion

Hire an independent life insurance consultant

Life insurance is a multifaceted product and must correspond to the real needs of the subscriber. As a savings product, it requires great professionalism and management skills on the part of the manager. The contracts are diverse in form and in their aims. The IT…
FeaturedOpinion

Loan repurchase: should you negotiate your loan insurance?

A loan buyback ends with the signing of a new contract for a new loan with new conditions. Indeed, it is a question of regrouping all the credits in progress in only one with a reduced monthly payment, an extended duration and obviously a renegotiated rate. But what about borrower insurance for your old loans? Should we also negotiate the latter or terminate it and take out a new one as…
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